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my god you guys require precision! :wink: you're all correct: I meant, against the related value of the rentals/land (which exceed the amount of debt), we have about $500k of debt. W&L can confirm this trait (at least among non-dishonest accountants): we generally abjure 'netting'. :wink: atalos...

i consider resources like this and the index funds board, vanguard and etf-type investments, to be my personal financial 'terminators'.

http://cbs.marketwatch.com/news/story.a ... A461B49%7D

no.

per a 'recent' Flow of Funds reports, home mortgage debt runs somewhere around 45%-50% for the nation as a whole. home equity loans are included in that total. (figures are from Q3 2002).

48 industries since the 1920's: http://mba.tuck.dartmouth.edu/pages/faculty/ken.french/ftp/48_Industry_Portfolios.zip thank you, hocus, for so turning raddr off to SWR discussions that he now has time to help me make money. You and jwr have made excellent progress. Seriously: thanks raddr!

i've also simply gone to the amex board but the etf histories are usually not that robust...

http://www.amex.com/?href=/etf/prodInf/ ... Symbol=XLP

anyone have a good source for 5 to 10 years of sector returns?

here's what i've found so far:

http://news.morningstar.com/QuarterEnd/ ... mance.html

lol. people rarely get in trouble for having 'too little' debt. I say that being a half a mill in the hole.

Picture this. You have two American families. The first earns less than $50,000 but is in control of the family money. These folks aren't anal with a capital A, but they've adopted at least four of the following six habits: They balance their checkbook at least once a month. They have some sort of ...

In my case (single/34 years/based asia/in-patient+day patient only/USD 1000 deductable) it is about USD 600/year. owie owie owie: apparently there's something abt being married/43 yrs/based in the RP [we should probably add these abbreviations to the FAQ, ataloss]/USD 5000 deductible/US cover/evacu...

i found this online

http://www.integraglobal.com/browsing.jsp .

Seems a little high. You can compare US/ex-US. Noit as much difference as I thought.

Obviously there would be political problems with deciding to adjust ss, tips at less than cpi but I see no reason that the "basket" of goods and services couldn't be manipulated Someone said something to the effect of, "We have gold because men can't trust governments." VGPMX, h...

It's amazing who will respond. Bill Bernstein e-mailed me back in, like, 45 minutes on some question I had. I would like to see these numbers now, too. In the case of Q, the action was mainly in the numerator (price). GDP/earnings/intrinsic value changes much more slowly.

especially since there are inflation protected Treasury bonds guaranteeing returns of more than 3 percent per year

last i saw, TIPS were at 2.5%. Not true?

I agree, nice link, oliver.

I am still very competetive, but I would say I feel much less of a need to 'prove myself' after kids. Both my kids 'love' money but, right now, little man is fascinated with it. I found three coins in the bed this morning (a quarter, 5 fils [about US$.01, and a nickel]. Perhaps they were from my wif...

I've been scrabbling around in what is, for me, largely unintelligible engineering stuff from dual's link. I've been struggling with some really recalcitrant students and ran across this, which seemed to help: Closing Thoughts So what if you have nothing to amplify? If you want to build an amplifier...

Our goal is to have none of our nuclear family become wards of the state. Unlike some of our relatives. We think that's pretty noble.

have been well - but travelling a lot. long live VPACX!

travelling 'haha' or traveling 'strange'?

i think veiex has more legs but god bless vpacx, too, we'll need it. and god bless the keiretsus and the chebols, too!

Is it too late to put the worms back in the can? :lol: Karma, I'm glad to see you here. There is entirely too much testosterone on this board at times. We can use more "feminine" input. As a non-blue whale, I agree. Unfortunately, I mistook karma as Kramer (i guess) because of the way I p...