Search found 752 matches

by hocus2004
Tue Mar 08, 2005 1:42 pm
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

Just a short postcript to that last one. I do not view substantive SWR posts to be intercst-matter posts. I CAN imagine putting forward substantive SWR posts that are not responses to posts put forward by others.
by hocus2004
Tue Mar 08, 2005 1:40 pm
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

So, you are saying that if everyone else stops bringing up this matter (whatever it is), that you will SLOW DOWN on bringing up this matter? It's a rare event for me to bring it up. Almost all of my posts on the intercst matter are responses to defenses of intercst put up by other posters. The only...
by hocus2004
Tue Mar 08, 2005 1:07 pm
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

It may be that we will be able to pull in some new people through my web site, Ben. I think that would be a good thing.
by hocus2004
Tue Mar 08, 2005 7:31 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

Am I missing something? What I am saying is that you should have included comment on the ugliness of intercst's posting tactics in the post you put to the board at RetireEarlyHomePage.com. He is not shooting straight when he puts up a post re the hocus plan at a board he calls "Land of Busted ...
by hocus2004
Tue Mar 08, 2005 7:24 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

seems you managed to turn yet another potential diciple to the dark side.... I'm not looking for disciples, Ben. I come to these boards to learn about early retirement by engaging in reasoned discussion of the topic with others interested in exploring it. I don't see any need for anyone to be a dis...
by hocus2004
Tue Mar 08, 2005 7:16 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

Ok, you got me, I agree now, you are NOT financially independent! Not completely so. Neither are you. I have a line in my book where I say: "There is no such thing as financial independence, at least not as the concept is conventionally understood." It is possible to achieve higher levels...
by hocus2004
Tue Mar 08, 2005 6:20 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

What have you done Hocus to turn people to the dark side? People are scared of him, Ben. So they don't talk back to him. People are not scared of me. So they do talk back to me. I would rather see people talking back to me than see signs that people are scared of me. focus on the things you do well...
by hocus2004
Tue Mar 08, 2005 5:28 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

I suggest a deadline being end this week - if we have not gathered enough supporters for this we follow your suggestion of accepting status quo (or going backward as you call it). So long as there is some good remaining in the community, there is some good for us all to build on. I see the same bad...
by hocus2004
Tue Mar 08, 2005 4:48 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

How do you suggest we do that? Use your imagination, Ben. For heaven's sake. You have before told Intercst that you will "take him out" (or was that call him out?). This is a reference to a post that I put last Saturday to the board associated with the RetireEarlyHomePage.com site. I beli...
by hocus2004
Tue Mar 08, 2005 4:24 am
Forum: SWR Research Group
Topic: Something to look forward to.
Replies: 25
Views: 39486

Here's one from Goodeeds . This was put up in December 2001. 35 recs. http://boards.fool.com/Message.asp?mid=16366560&sort=collapsed Goodeeds: "I have spent the past few months (six?) reading/skimming the 58000+ posts here on the REHP board and have just caught up with real time. I thought ...
by hocus2004
Tue Mar 08, 2005 3:58 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

I do not understand why Hocus decides to talk negatively to poor beachbumz I don't agree that I am doing that, Ben. I have said a number of good things about the BeachBumz analysis. The most important good thing that I said about it is that I believe that it was put forward with good intent. I said...
by hocus2004
Tue Mar 08, 2005 3:43 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

that was in response to posts putting the 'Hocus plan' in the 'land of busted retirements' on the original board that I posted on. This is the sort of thing that you need to point out in your posts to give them balance, BeachBumz. Intercst obviously had no good intent in putting that post forward. ...
by hocus2004
Tue Mar 08, 2005 3:36 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

it might work even without the $10,000 in income. I think that's right, Beachbumz. What I was trying to do was to create a number of different safety levels, not just one. What you are getting at here is that, evn without any income from writing whatsoever, we would still be able to pay the essenti...
by hocus2004
Tue Mar 08, 2005 3:29 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

in my book Hocus is not financially independent. He IS retired from COORPORATE work but certainly not retired (in my understanding of the word - and no; it has nothing to do with dying Hocus) as he needs to work for a living. The way that I say it is that I am "retired" from having to rep...
by hocus2004
Tue Mar 08, 2005 3:24 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

My post was originally made on Intercsts board in response to your plan being deemed a 'busted retirement plan'. The appropriate response to the intercst post was to put up something saying "intercst, please knock off the funny business," or something along those lines. By responding with...
by hocus2004
Tue Mar 08, 2005 2:34 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

financial independence comes when one finally has enough assets to live off the passive income and principle until they die without needing to generate any income from W***. Work is indeed a four-letter word. Just like "love." There are some four-letter words worth knowing about. If you d...
by hocus2004
Mon Mar 07, 2005 7:51 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

To me retirement is when you don't have to work. The words "to me" are an important part of that sentence, Arrete. For a long time, people thought of "retirement" as something you did when you were getting ready to die. You "retired" when you were too old and weak to c...
by hocus2004
Mon Mar 07, 2005 5:07 am
Forum: FIRE Board
Topic: Is Hocus FIREd?
Replies: 79
Views: 138799

I think his plan is a good one for "retirement" if you don't mind the need to work Thank you for saying that, Ataloss. That's an exactly correct statement. he explained his concept of retirement elsewhere (rehp hocomania board? ) I've explained my ideas on the need for a new understanding...
by hocus2004
Mon Mar 07, 2005 4:48 am
Forum: SWR Research Group
Topic: Something to look forward to.
Replies: 25
Views: 39486

Here's one put forward by Bill2975 in January 2001:

http://boards.fool.com/Message.asp?mid= ... t=postdate

Bill2975: "I started reading this board in April, 2000. It's been a wonderful experience, and I wanted to note some of the lessons I learned this year as a result of participating in this community. Maybe you learned some of these, too.

"Thanks to intercst, TheBadger, dory36, NowInMaui, ariechert, hocus, galeno, eurotrash01, arête, ptsurmr, wanderer0692, SeattlePioneer, and the rest of the regulars on this board, I learned that:
Early Retirement (RE or ER, depending on context) does not necessarily mean actually retiring to a passive lifestyle, but rather achieving enough financial independence so that you can make decisions about your own life without worrying about what your employer wants from you.

"Thanks to intercst, TheBadger, ariechert, dory36, and galeno, I learned that:

"Your possible RE date may be lots closer than you think, once you really look at your assets, expected costs, efficient frontiers, and safe withdrawal rates for your expected/desired survivability period; and that an appropriate asset allocation strategy for your situation including fixed asset ladders can enable you to maintain your lifestyle even during sad times in the markets.

"Thanks to intercst, TheBadger and hocus, I learned that:
If you've done a good job of saving and investing in tax-deferred accounts, there are ways to get your money out earlier than 59 ½ without penalty, so that you can retire early, tell your employer to take a hike, or just take a year (or more) off.

"Thanks to The Motley Fool's very existence, and all those who enthusiastically participate in intercst's REHP community (people like ariechert, arrete, luvmylife, dory36, ready4retirement, catlovr, intercst, TheBadger, SeattlePioneer, telegraph, InParadise, ptsurmr, SavageGrace, Draggon, BiggerGrey, tngirl74, and ResNullius), I learned that:
It's possible to make friends over the Internet (the modern equivalent of "pen pals"), finding people that you can communicate with and share your dreams with even if you haven't met them in person. People you don't know and have never met can be amazingly kind and helpful.

"People you don't know and have never met can be amazingly caustic and closed-minded. People have many facets - they can be funny, helpful, annoying, closed-minded, open-minded, supportive, inspiring, gracious, obnoxious - sometimes many of these in the same message.

"Thanks to TMFPixy and the other TMF staff, I learned that:

"There's help for us out there in figuring out what to do about health care insurance, long term care insurance, investment education, financial planning and dealing with all the other issues that one needs to think about to have a successful life rather than just a mere existence.

"Thanks to ChocoKitty, golfwaymore, my wife Linda, and others here too numerous to mention, I re-learned that you can:

"Enjoy every day you have on this earth, whether you've reached RE or not, because happiness is found along the way, not at the end of the road.

"Thanks to mpkear, Off2Explore, AmazingJason, and EditorialWe, I learned that:

"Many of our young REHP board members are just as interested in RE as we older ones are, and have gotten started a lot earlier than most of us ever did. There's a lot to admire in those who make up our next generations.

"Thanks to ariechert and tngirl74, I've even learned that:
People can have fun living in places like "Possum Hollow"Â￾ or "Possum Valley"Â￾. <grin>

"The REHP board has now become so valuable to my every day life that I even manage to keep up with the incredible volume of posts, and I would like to say thanks to all who participate in this community. I'm sure I have forgotten to name some who have inspired me as I read their post, but through all of you I have learned that:

"There are many ways to look at things. Exposure to this community has given me a chance to see things through the eyes of others. Hopefully that has made me a better and happier person - and it has certainly made me into one who is going to RE no later than 03/01/2002 - maybe sooner.

"bill2975, who's looking forward to another wonderful year on the REHP board, this time without national elections or chads"

62 recs.
by hocus2004
Sun Mar 06, 2005 3:15 am
Forum: SWR Research Group
Topic: Something to look forward to.
Replies: 25
Views: 39486

I hope the thread never forgets POGO.

It's not to worry, UncleMick. It's my impression that most of us in this community have strong and long memories.

Anyway, If all else fails, there's always the Post Archives.