SWR as a tool fits my truck as a better way of stating it - than the SWR tool.
The SWR as an indicator in an analylsis methodology does a better job of conveying the power and breath of the methods employed.
Search found 231 matches
- Wed Mar 16, 2005 5:26 am
- Forum: SWR Research Group
- Topic: Fixed annuities vs TIPs
- Replies: 22
- Views: 39623
- Tue Mar 15, 2005 10:22 am
- Forum: SWR Research Group
- Topic: Fixed annuities vs TIPs
- Replies: 22
- Views: 39623
- Tue Mar 15, 2005 6:00 am
- Forum: SWR Research Group
- Topic: Fixed annuities vs TIPs
- Replies: 22
- Views: 39623
Annuities do not seem to be bound for a calm reasoned discussion of creative uses of this financial instrument. So - for me - I will leave them on the back burner - until I get - heh, heh - really old - or history future puts them above some long term trend lines to make the payout more interesting....
- Mon Mar 14, 2005 9:32 am
- Forum: SWR Research Group
- Topic: Fixed annuities vs TIPs
- Replies: 22
- Views: 39623
Beachbumz I agree - my memory( a fragile thing) says annuities under certain conditions have appeal to the older crowd. Outside the numbers - the govt(medicaid) can only tap the income stream if you end up in a nursing home. Estate recapture laws and five year look back rules are giving trusts a har...
- Mon Mar 14, 2005 8:09 am
- Forum: SWR Research Group
- Topic: Fixed annuities vs TIPs
- Replies: 22
- Views: 39623
Fixed annuities vs TIPs
A new cat, Tony2002, is getting the usual treatment over at Dory36's forum for doing something outside the box. My question is this -? can the SWR methodology be used to illustrate the pro's and con.'s numerically - rather than just talk/opinion. How could the problem be framed? We have TIP's data. ...
- Fri Mar 11, 2005 2:24 pm
- Forum: SWR Research Group
- Topic: Valuation based SWR Question
- Replies: 16
- Views: 31275
Unclemick's iron clad theorm ( with some minor credit to Ben Graham). When the Dow Jones yield is at 4% - you should own about 50% stocks. At around 2% - 25% stocks and north of 6% about 75% max. Never 100%. If I'm wrong - I'll buy you a cup of coffee in twenty years. Of course I'm not following my ...
- Fri Mar 11, 2005 5:01 am
- Forum: SWR Research Group
- Topic: Valuation based SWR Question
- Replies: 16
- Views: 31275
Being left handed - I would turn it around to say a methodogy of analysis techniques to provide insight into possible retirement investing options. SWR tool may be convient for posting efficiently - but in my view it is way too limiting to convey the scope of the methodogy/analytical approaches bein...
- Fri Mar 11, 2005 4:49 am
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
Back to being off topic: hindsight being what it is, I practiced a lot of crash dieting - which BTY didn't work for me. Financial dieting I mean - going to frugal extremes for periods of time to free up money for my next 'great' investment. DCA slow and steady, max 401k, IRA, etc - and then adjustin...
- Fri Mar 11, 2005 4:25 am
- Forum: SWR Research Group
- Topic: Using both Initial and Current Valuations
- Replies: 29
- Views: 48161
Sometimes the best you can do is sit tight and wait. Looking over the landscape - REITs, junk bonds, emerging markets - both bonds and stocks, new commodities investment vehicles, royalty trusts, timberland, gold, etc., are areas getting fund flows of money - some will succeed and be loudly noted - ...
- Thu Mar 10, 2005 4:18 pm
- Forum: SWR Research Group
- Topic: Valuation based SWR Question
- Replies: 16
- Views: 31275
I'm old enough to remember when 6-8% take out without touching principle (so it would grow to keep up with inflation) was considered conservative thinking. Heck - scratch the little 2000-2003 knit in the market - I could creatively extend the long term to -SWR's where you never had a chance without ...
- Thu Mar 10, 2005 11:07 am
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
We don't need no stinking emotional aspects! - heh,heh,heh - being human that's difficult - hopefully there will be some common sense to grasp in times of stress. Safely in the dividend strategy world might be viewed differently than some might suspect. Lets say - I have a 2.9% dividend portfolio an...
- Thu Mar 10, 2005 7:27 am
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
Yawn Max your 401k, IRA's and save even more if you can. Buy index funds for your age vs your tartget ER point. Don't carry a credit card balance. Emotional aspects - we don't need no stinking emotional aspects. Heh, heh, heh heh Watched Bogey and Bacall last night in Dark Passage - first movie afte...
- Wed Mar 09, 2005 12:37 pm
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
Yep JWR's - --'Initial and Current Valuations' thread seems to be on to something. Look forward to your general conclusions/feelings as to offense/defense for someone taking the ER leap in the current evironment. Hmmm - at a stretch - perhaps some thoughts/considerations for someone ten years or les...
- Wed Mar 09, 2005 4:32 am
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
3/8/05 at the close of market: A 60/40 index - Vanguard Balanced Index = 2.53% current yield. A good managed 40/60 - Vanguard Wellesley = 3.60% current yield. Yawn! RE: Soapboxes - it wouldn't surprise me if years from now it is disclosed that Intercst, Hocus, Raddr and others held secret meetings a...
- Mon Mar 07, 2005 6:24 am
- Forum: FIRE Board
- Topic: Is Hocus FIREd?
- Replies: 79
- Views: 147135
- Sat Mar 05, 2005 2:13 pm
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
Well perhaps But again - I hope the thread never forgets POGO. We can put the 'high class' behavioral finance over on the index board. Heh, heh, heh I always did best(in hindsight) when I hid from myself - aka auto DCA into stuff I 'couldn't touch' until 59 1/2. The money was 'kept in trust by a mys...
- Sat Mar 05, 2005 5:29 am
- Forum: SWR Research Group
- Topic: Something to look forward to.
- Replies: 25
- Views: 44061
I presume we are talking the accumulation phase from the thread starter. Don't gloss over the fundamentals and repeating yourself is not a crime(remember Bogle). Live below your means. When all else fails - keep it simple. Time in the market, not market timing(with some simple twists - age and valua...
- Thu Mar 03, 2005 5:04 am
- Forum: SWR Research Group
- Topic: Ben Stein short piece on the choices for retirement
- Replies: 3
- Views: 15095
Hmmm -on reflection - I could envision the American version being in Panama, Thailand, etc, etc - living on SS and perhaps a small pension - forced to come home to make use of Medicare. The other bugaboo would be rampant inflation like that experience by the Terhorst's in Argentina early in their ER...
- Thu Mar 03, 2005 4:50 am
- Forum: SWR Research Group
- Topic: Ben Stein short piece on the choices for retirement
- Replies: 3
- Views: 15095
- Wed Mar 02, 2005 11:41 am
- Forum: SWR Research Group
- Topic: REHP 2005 Portfolio Update
- Replies: 6
- Views: 17548