Search found 242 matches

by BenSolar
Wed Jan 21, 2004 7:17 am
Forum: SWR Research Group
Topic: From Intrinsic Value-Page 2
Replies: 14
Views: 12309

A surprising number of those responding to my poll at tmf think the conventional methodology is fine barring an asteroid strike. The board general seems to be very careful in extrapolating past results to the future. Yep, there are still a lot of people over there who think the past 130 years provi...
by BenSolar
Sat Jan 03, 2004 7:13 am
Forum: FIRE Board
Topic: Home Appreciation Rates
Replies: 13
Views: 20735

I believe one of the large scale migration trends is indeed to the SE and SW. Cities like Pittsburgh are actually shrinking (at least I think that's one of them) and although places like Atlanta are mentioned more often as destinatinos it's supposed to be a pretty wide-scale trend. Atlanta has the ...
by BenSolar
Fri Jan 02, 2004 11:53 am
Forum: FIRE Board
Topic: Home Appreciation Rates
Replies: 13
Views: 20735

Re: Home Appreciation Rates

See how average existing-home prices have increased where you live and compare one-, three- and five-year appreciation rates for more than 300 metropolitan areas across the United States. http://moneycentral.msn.com/content/Banking/P70715.asp Asheville NC $140,333 4.4% 18.0% 34.2% Asheville's been ...
by BenSolar
Sat Dec 27, 2003 7:18 am
Forum: SWR Research Group
Topic: Living off the Dividends
Replies: 1
Views: 4447

Wow, John!

You are really building up the capabilities of those spreadsheets. Very nice! :) :great:
by BenSolar
Mon Dec 22, 2003 6:33 am
Forum: SWR Research Group
Topic: Christmas Projects
Replies: 2
Views: 4853

It is always a good idea to have a couple of projects in the background during the Holiday Season. ... The first set of projects is to upgrade the Retire Early Safe Withdrawal (Rate) Calculator. The data analysis modifications are especially helpful. See these threads for details. ... Another set o...
by BenSolar
Wed Dec 10, 2003 4:14 pm
Forum: SWR Research Group
Topic: Easier Data Analysis
Replies: 2
Views: 4608

JWR1945 wrote:Easier Data Analysis....
These steps make the review of the Retire Early Safe Withdrawal Calculator results manageable. It is much better than my previous, entirely manual approach.
Rec, rec, rec! :great: :D
by BenSolar
Tue Dec 09, 2003 5:29 am
Forum: SWR Research Group
Topic: Request for assistance (with Excel)
Replies: 18
Views: 17861

I have another question re: Excel. Have any/either of you used a Monte Carlo engine add-in to Excel? I remember reading about one, but I must have lost my reference to it. I am reading an interesting book by Nassim Taleb wherein he talks about the various experiments he has done with Monte Carlo si...
by BenSolar
Wed Dec 03, 2003 6:49 am
Forum: SWR Research Group
Topic: Request for assistance (with Excel)
Replies: 18
Views: 17861

I would hugely appreciate any help, and will report my findings here. I am also learning to make box-plots of all this data, and will try to post them with a link. Sounds very interesting, MacDuff. I think I can help but it might be late tomorrow ... Thank you , Ben. I'll check back then. :oops: I ...
by BenSolar
Tue Dec 02, 2003 2:06 pm
Forum: SWR Research Group
Topic: NeuroFool's Insightful Question
Replies: 5
Views: 6254

ataloss wrote:jwr, I am not interested in discussing hocus' word game posts. I don't think anyone else is and I am wondering if this thread is useful.
???? Why respond to a month old thread about something you don't want to discuss? :?

I suggest we just don't discuss it :D
by BenSolar
Mon Dec 01, 2003 5:04 pm
Forum: SWR Research Group
Topic: Request for assistance (with Excel)
Replies: 18
Views: 17861

MacDuff wrote:I would hugely appreciate any help, and will report my findings here. I am also learning to make box-plots of all this data, and will try to post them with a link.
Sounds very interesting, MacDuff. I think I can help but it might be late tomorrow ...
by BenSolar
Wed Nov 26, 2003 6:49 am
Forum: Town Center
Topic: What happened?
Replies: 22
Views: 31033

I had in mind you [ataloss], wanderer, hocus, and more. Not intercst. That is the thing, datasnooper, in terms of actual intellectual disagreements over stuff like 'does valuation affect SWRs' or 'is the REHP style study sufficient to ensure a safe retirement', there were practically none at this b...
by BenSolar
Wed Nov 26, 2003 6:26 am
Forum: Town Center
Topic: So there was this post on another board...
Replies: 24
Views: 35233

In my skimming of past posts, I got the impression that when hocus was presented with a challenging, legit question, he just assumed the question was an attempt to undermine his research. ... But although hocus seemed to want "healthy debate", I read in several places where every critisis...
by BenSolar
Tue Nov 25, 2003 6:14 am
Forum: SWR Research Group
Topic: Request for assistance (with Excel)
Replies: 18
Views: 17861

JWR1945 wrote:I have now verified that the calculators work properly.
Thanks, John. :great: Excellent work! :D
by BenSolar
Thu Nov 20, 2003 6:04 am
Forum: SWR Research Group
Topic: Switching Tables with Commercial Paper
Replies: 19
Views: 14511

Re: Commercial Paper Switching Model

Using the 4.12% withdrawal rate initially programmed into the REHP, the 100/40/0 allocation with switching at P/E 15 and 20 produces better results in 30 plus year periods. Most 20 and 10 year periods also gain average terminal values. Survival rates are 100% for all periods except for 40 years, wh...
by BenSolar
Wed Nov 12, 2003 8:05 am
Forum: FIRE Board
Topic: Hocus not allowed to post here?
Replies: 16
Views: 20944

Okay, well I'm still lost. Can someone point me to a thread where something happened? I'm unclear why this didn't happen weeks ago and why it suddenly happened now when the boards had seen little hocus activity. I think action may have been taken as a result of the previous uproar, not anything new.
by BenSolar
Fri Oct 31, 2003 6:15 am
Forum: FIRE Board
Topic: I am perplexed
Replies: 31
Views: 38425

Tra la la. 8)
by BenSolar
Fri Oct 31, 2003 4:10 am
Forum: FIRE Board
Topic: I don't think that this is plagiarism
Replies: 3
Views: 9691

ataloss wrote: To be fair Terhorst may have been the first to specifically link this to personal finance


I think Bernoulli's is pretty explicitly about personal finance, too. :)
by BenSolar
Fri Oct 31, 2003 4:00 am
Forum: FIRE Board
Topic: I am perplexed
Replies: 31
Views: 38425

To an extent I can see some circumstances where it might apply to someone with my way (chicken-little :lol:) of thinking. If I was struggling along with a barebones $500,000/4%/$20,000 a year scenario I'd be very scared if my portfolio dropped 15% and I'd probably immediately cut down to,say, $16,0...
by BenSolar
Mon Oct 27, 2003 11:47 am
Forum: FIRE Board
Topic: Anybody have a copy of Terhorst's "cashing in"?
Replies: 35
Views: 47456

hi Bensolar, I would say that at least there isn't much new under the sun. Plagarism, in my view, requires the use of exactly the same words. Recycling ideas is different (and probably the basis of many academic careers) This is true. Hocus's post strikes me as a touch of recycling, but with some s...
by BenSolar
Mon Oct 27, 2003 11:20 am
Forum: FIRE Board
Topic: Anybody have a copy of Terhorst's "cashing in"?
Replies: 35
Views: 47456

No plagiarism that I can see, different scenarios.

As I previously posted at TMF: [A TMF poster wrote about reading the Terhorst's book] "Cashing in on the American Dream" ... "the Coin Toss Law" ... Let's just say the exact wording is replicated in the following post: http://boards.fool.com/Message.asp?mid=17389587 To be fair, i...