I always think the weather makes a good analogy for stocks. I haven't experienced snow for 30 years - I have reasonably pleasant memories of snow.
If I'd been up to my neck in it last winter my memories might not be so pleasant. A sign of 'recency' ???
Search found 133 matches
- Fri Jul 25, 2003 6:24 pm
- Forum: FIRE Board
- Topic: How are you gonna implement whatever safe withdrawal rate?
- Replies: 41
- Views: 31174
- Fri Jul 25, 2003 6:05 pm
- Forum: FIRE Board
- Topic: I hate to have another swr thread
- Replies: 27
- Views: 20351
jwr You got it wrong. You imputed thoughts and opinions that do not exist. I have made this recommendation all along Sorry if you think I implied that you have changed your own opinions - I'm fully aware that you have always recommended the REHP report :). I have considerable doubts that hocus would...
- Fri Jul 25, 2003 4:42 pm
- Forum: FIRE Board
- Topic: How are you gonna implement whatever safe withdrawal rate?
- Replies: 41
- Views: 31174
- Fri Jul 25, 2003 4:27 pm
- Forum: FIRE Board
- Topic: I hate to have another swr thread
- Replies: 27
- Views: 20351
...... but I won't participate there unless ES replaces hocus as the moderator I once made a somewhat silly (but hopefully light hearted) remark to BenSolar that, as an ironical Brit, I had yet to find a good example of American irony. We now have hocus in charge of a board on SWR Research :D On th...
- Fri Jul 25, 2003 4:07 pm
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
- Thu Jul 24, 2003 8:57 pm
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
- Wed Jul 23, 2003 4:49 pm
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
- Wed Jul 23, 2003 5:39 am
- Forum: FIRE Board
- Topic: How are you gonna implement whatever safe withdrawal rate?
- Replies: 41
- Views: 31174
petey he liked to travel ........been there - done that (a lot) ....... Australia would be one of the great places to spend the rest of my life (except for the tax)....... depends on which hemisphere my kids might end up in (at present Hong Kong, Taiwan and UK) What sort of dividends/income and grow...
- Wed Jul 23, 2003 5:22 am
- Forum: FIRE Board
- Topic: Ataloss takes advice from hocus
- Replies: 45
- Views: 29513
No one has yet put forward any reasons for thinking that the 4 percent number is not the average SWR. I am perfectly happy to take a look at any data that anyone has to put forward on this question Read the studies, hocus, read the studies......... All the data and and all the descriptions of how t...
- Wed Jul 23, 2003 5:15 am
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
- Wed Jul 23, 2003 3:24 am
- Forum: FIRE Board
- Topic: Poll: Is this obvious
- Replies: 5
- Views: 5682
- Wed Jul 23, 2003 3:14 am
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
- Wed Jul 23, 2003 2:19 am
- Forum: FIRE Board
- Topic: Ataloss takes advice from hocus
- Replies: 45
- Views: 29513
- Tue Jul 22, 2003 10:25 pm
- Forum: FIRE Board
- Topic: How are you gonna implement whatever safe withdrawal rate?
- Replies: 41
- Views: 31174
ben I have tended to look at expenditure scenarios before looking at income strategies. Potentially the two major expenses in retirement are medical costs and taxes. As you and I are both non-US citizens we can escape taxes if we stay out of our home countries. If we stay in the Far East we can get ...
- Tue Jul 22, 2003 6:56 pm
- Forum: FIRE Board
- Topic: Poll: Is this obvious
- Replies: 5
- Views: 5682
- Tue Jul 22, 2003 6:49 pm
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
- Tue Jul 22, 2003 6:46 pm
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
I have no problems understanding the way ataloss defines SWRs in the context of this Frequent Response to Hocus - to me, the language of an Official Definition is equivalent to a legal ordinance - fine for use in court but not always used in everyday conversation. The issue becomes more difficult if...
- Tue Jul 22, 2003 6:05 pm
- Forum: FIRE Board
- Topic: Ataloss takes advice from hocus
- Replies: 45
- Views: 29513
I really had resolved not to post anymore on this topic, but it's addictive :evil:. I'm almost getting to the stage of having to go cold-turkey and stay away from NFB for a month ...... but just one more post on this thread...... hocus The only way to resolve the differences is to reach agreement on...
- Mon Jul 21, 2003 5:37 pm
- Forum: FIRE Board
- Topic: Frequent Responses to Hocus- FRH-1- Invalidity
- Replies: 39
- Views: 27239
A suggested additional quote to show hocus has a rational concept of SWR analysis .... When it comes to SWRs, I see four big factors that are at play: (1) nominal returns; (2) inflation; (3) volatility; and (4) changes in valuation. My view is that the fourth is roughly as important a factor as the ...
- Mon Jul 21, 2003 5:18 pm
- Forum: FIRE Board
- Topic: Ataloss takes advice from hocus
- Replies: 45
- Views: 29513