Search found 133 matches

by [KenM]
Fri Jul 25, 2003 6:24 pm
Forum: FIRE Board
Topic: How are you gonna implement whatever safe withdrawal rate?
Replies: 41
Views: 31174

I always think the weather makes a good analogy for stocks. I haven't experienced snow for 30 years - I have reasonably pleasant memories of snow.
If I'd been up to my neck in it last winter my memories might not be so pleasant. A sign of 'recency' ???
by [KenM]
Fri Jul 25, 2003 6:05 pm
Forum: FIRE Board
Topic: I hate to have another swr thread
Replies: 27
Views: 20351

jwr You got it wrong. You imputed thoughts and opinions that do not exist. I have made this recommendation all along Sorry if you think I implied that you have changed your own opinions - I'm fully aware that you have always recommended the REHP report :). I have considerable doubts that hocus would...
by [KenM]
Fri Jul 25, 2003 4:42 pm
Forum: FIRE Board
Topic: How are you gonna implement whatever safe withdrawal rate?
Replies: 41
Views: 31174

Those mortality tables are fine to use as an average

I think I've said it before, but I continue to find it a nice paradox that the older I get, the longer the tables say I'm going to live :)
by [KenM]
Fri Jul 25, 2003 4:27 pm
Forum: FIRE Board
Topic: I hate to have another swr thread
Replies: 27
Views: 20351

...... but I won't participate there unless ES replaces hocus as the moderator I once made a somewhat silly (but hopefully light hearted) remark to BenSolar that, as an ironical Brit, I had yet to find a good example of American irony. We now have hocus in charge of a board on SWR Research :D On th...
by [KenM]
Fri Jul 25, 2003 4:07 pm
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

As long as you are referring to yourself

Who else? :D

Had to change my signature again ..... this is getting to be hard work :roll:
by [KenM]
Thu Jul 24, 2003 8:57 pm
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

ES
Is the "looney" word permitted on NFB?

Only referring to myself, of course :D........ for getting involved in such a pathetically stupid discussion in the first place :shock:
by [KenM]
Wed Jul 23, 2003 4:49 pm
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

hocus I engaged in no misrepresentation whatsever. If you want to play pathetic, childish word games you can play them on your own. If I responded in a manner that your games deserve then ES wouldn't like it (and I have no problems with that, ES ) Goodbye :!:
by [KenM]
Wed Jul 23, 2003 5:39 am
Forum: FIRE Board
Topic: How are you gonna implement whatever safe withdrawal rate?
Replies: 41
Views: 31174

petey he liked to travel ........been there - done that (a lot) ....... Australia would be one of the great places to spend the rest of my life (except for the tax)....... depends on which hemisphere my kids might end up in (at present Hong Kong, Taiwan and UK) What sort of dividends/income and grow...
by [KenM]
Wed Jul 23, 2003 5:22 am
Forum: FIRE Board
Topic: Ataloss takes advice from hocus
Replies: 45
Views: 29513

No one has yet put forward any reasons for thinking that the 4 percent number is not the average SWR. I am perfectly happy to take a look at any data that anyone has to put forward on this question Read the studies, hocus, read the studies......... All the data and and all the descriptions of how t...
by [KenM]
Wed Jul 23, 2003 5:15 am
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

You said that the substance of my invalidity claim was "fine," hocus A totally absurd mis-representation of what I said, it's laughable :D:D:D I very much regret that I have to repeat - "Now I know why few people are sympathetic with your views :x"
by [KenM]
Wed Jul 23, 2003 3:24 am
Forum: FIRE Board
Topic: Poll: Is this obvious
Replies: 5
Views: 5682

And since 3.5% - 1.5% = 2% I suspect that he used this simplified and not entirely "valid" (in the usual meaning of the word) method to calculate swr I like the thought that Bernstein may have used an "invalid" methodology :D
by [KenM]
Wed Jul 23, 2003 3:14 am
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

I think it is helpful to the entire board community for you to acknowledge that, KenM

Playing the mis-representation game again , hocus :?:
Now I know why few people are sympathetic with your views :x
by [KenM]
Wed Jul 23, 2003 2:19 am
Forum: FIRE Board
Topic: Ataloss takes advice from hocus
Replies: 45
Views: 29513

I agree with hyperborea that it is astonishing!

......... but fascinating nonetheless :D
............... otherwise why would it be so addictive replying to his posts :roll:
by [KenM]
Tue Jul 22, 2003 10:25 pm
Forum: FIRE Board
Topic: How are you gonna implement whatever safe withdrawal rate?
Replies: 41
Views: 31174

ben I have tended to look at expenditure scenarios before looking at income strategies. Potentially the two major expenses in retirement are medical costs and taxes. As you and I are both non-US citizens we can escape taxes if we stay out of our home countries. If we stay in the Far East we can get ...
by [KenM]
Tue Jul 22, 2003 6:56 pm
Forum: FIRE Board
Topic: Poll: Is this obvious
Replies: 5
Views: 5682

I'd vote "Not at all". It could just as easily have been a guess - or am I not allowed to use that word??? :D
by [KenM]
Tue Jul 22, 2003 6:49 pm
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

Ataloss
Perhaps another quote.........
hocus, have you actually read any of the original studies?

I read the intercst study when I first came to the TMF board in 1999. I haven't read any others since.
Hocus 19 July 2003
by [KenM]
Tue Jul 22, 2003 6:46 pm
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

I have no problems understanding the way ataloss defines SWRs in the context of this Frequent Response to Hocus - to me, the language of an Official Definition is equivalent to a legal ordinance - fine for use in court but not always used in everyday conversation. The issue becomes more difficult if...
by [KenM]
Tue Jul 22, 2003 6:05 pm
Forum: FIRE Board
Topic: Ataloss takes advice from hocus
Replies: 45
Views: 29513

I really had resolved not to post anymore on this topic, but it's addictive :evil:. I'm almost getting to the stage of having to go cold-turkey and stay away from NFB for a month ...... but just one more post on this thread...... hocus The only way to resolve the differences is to reach agreement on...
by [KenM]
Mon Jul 21, 2003 5:37 pm
Forum: FIRE Board
Topic: Frequent Responses to Hocus- FRH-1- Invalidity
Replies: 39
Views: 27239

A suggested additional quote to show hocus has a rational concept of SWR analysis .... When it comes to SWRs, I see four big factors that are at play: (1) nominal returns; (2) inflation; (3) volatility; and (4) changes in valuation. My view is that the fourth is roughly as important a factor as the ...
by [KenM]
Mon Jul 21, 2003 5:18 pm
Forum: FIRE Board
Topic: Ataloss takes advice from hocus
Replies: 45
Views: 29513

If I ever make any hocus-like statements I very much hope that somebody will quickly point them out to me .

OTOH perhaps I make them all the time and everybody's too polite to mention it :D