Search found 231 matches

by unclemick
Tue Jun 15, 2004 1:12 pm
Forum: SWR Research Group
Topic: Concrete actions to take in todays valuation enviroment
Replies: 25
Views: 23666

50/50 is the default (Defensive Investor and Common Stocks, ch 5) position.
by unclemick
Tue Jun 15, 2004 1:03 pm
Forum: SWR Research Group
Topic: Concrete actions to take in todays valuation enviroment
Replies: 25
Views: 23666

Ben 100k or 1 mil - best guess - for most people - often a big difference. Chapter 5, 4th ed The Intelligent Investor. Heh, heh - (Ben Graham again) uses the widow, the doc. and the young man starting out. What the money Has to do (assigned mission), your emotional comfort, and the time you have ava...
by unclemick
Tue Jun 15, 2004 11:46 am
Forum: SWR Research Group
Topic: Market Timing?
Replies: 9
Views: 10383

Oooops! I meant top 100 institutions - the number of managers delegated to 'run' the money is way higher - thousand's or more? Still a select group prone to herd instinct.
by unclemick
Tue Jun 15, 2004 11:10 am
Forum: SWR Research Group
Topic: Market Timing?
Replies: 9
Views: 10383

Bernstein and Bogle each in their own way have fired shots across the bow of the 'institutional class' the 'managers' (top 100 ?) who run the bulk of the market - their herding instinct, accepted dogma, and when they panic - watch out. My vague memory says Ben Graham put forth a 'modest criticism in...
by unclemick
Tue Jun 15, 2004 5:03 am
Forum: SWR Research Group
Topic: Concrete actions to take in todays valuation enviroment
Replies: 25
Views: 23666

If the computer, spreadsheet, index funds,TIPs etc had never existed and all you had was your trusy Ben Graham, My guess is that you would own 25% stocks,solid div. payers in different industries, and a 75% mix selected treasuries and investment grade corp. bonds. Now - if you step back and think ab...
by unclemick
Mon Jun 14, 2004 3:02 pm
Forum: SWR Research Group
Topic: The Facts about Hocus's Investment Decisions
Replies: 22
Views: 20738

Back to my old buddy Thockmorton - OR - better yet lets sneak over and swipe all of Hocus's NON CD money and put it in an irrevacable Trust - all he gets is X dollars plus an inflation kicker for the rest of his natural days. It's locked in an invisible black box that spits out an inflation adjusted...
by unclemick
Mon Jun 14, 2004 4:20 am
Forum: SWR Research Group
Topic: A Dividend Based Design Thread
Replies: 21
Views: 19110

Several points/confessions? After getting a little on the RE board for my hobby of 'laddering dividend stocks' - JWR applied a little math power which bucked me up some. Anywise after ten years and counting - ala Bogle I will 'press on regardless'. I call it a hobby and keep it 'capped' at 20% (80% ...
by unclemick
Sun Jun 13, 2004 8:53 am
Forum: SWR Research Group
Topic: A Dividend Based Design Thread
Replies: 21
Views: 19110

Trusts are out of my league. But even with utilities, oils, banks, REITS and a few others - sleep at night is optional - I try to watch the div. end of the portfolio and use individual stock dips as chances to buy. Utilities, banks, and REITS especially are affected by the interest environment. When...
by unclemick
Sun Jun 13, 2004 3:09 am
Forum: SWR Research Group
Topic: For "TH"
Replies: 13
Views: 13796

In a prior lifetime, we used to make things and break them - wind tunnel, heat, vacuum, lightning, vibration, static. stc, etc. I always loved the part where the numbers guys said we made them wrong beside 'that' could not not under any circumstances happen - the numbers said so. Heh.heh - then agai...
by unclemick
Sat Jun 12, 2004 3:31 pm
Forum: SWR Research Group
Topic: A Dividend Based Design Thread
Replies: 21
Views: 19110

After ten years of putzing with building a small dividend income stream, I'm a little leery of my 'SWR' in the following sense: if I lump my dividend stocks with my balanced index the takeout number is 'higher' than splitting out and running the income along side pension and SS income streams. ?Reti...
by unclemick
Sat Jun 12, 2004 2:09 pm
Forum: SWR Research Group
Topic: The Facts about Hocus's Investment Decisions
Replies: 22
Views: 20738

Heh. Heh Suppose a mythical twin - Throkmorton? arrives at this board with a 'defined pension plus uncapped cola' AND the same pesty pile of CD's as Hocus coming due at the same points future. Throckmorton can't pontificate at cocktail parties on 'his pension'( at least not the ones I attend). The C...