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anyway, I think we all agree that nfs is right and jjwr is wrong That's just silly. I try to make well-grounded arguments but it's hardly rare that I can be cut to the quick. The problem that I have with jwr in particular is that he thinks publishing numbers out of a calculator is evidence of insig...

My view is somewhat from the bleachers - De Gaul and the Norwegian widow: That view should not be dismissed lightly but you (a) have to be aware of what markets do and (b) be aware of who you are. I'll give you two examples from personal experience. A late friend started investing in his 40s, mostl...

If you or anyone else here says "No, that's not true", or "History doesn't bear that out", or "If X is so, then Y must also be so" when Y is obviously false" there is not one person here that will accuse you of doing anything but arguing your point. ES, I'm going ...

ES, I'm disappointed with this line of thinking. I'm not sure how you could be disappointed in my asking that plans put forward here be taken seriously and responded to in a constructive manner? :? Well, ES, I assumed that your condemnation of "those who just write these kind of efforts off&qu...

I can't follow your gibberish So sorry. The Cliffs Notes version: JWR is peddling snake oil. Maybe it's me - but I get more sense out of your website. If I were Canadian, wanted a fee only planner, up to date on low cost MPT, I would certainly consider your company. Thank you. That's very kind of y...

I disagree with those who just write these kind of efforts off. It's easy to trash someone's ideas but much more difficult to pitch in and try to find answers in a constuctive way. I for one appreciate these kinds of efforts in putting forth new ideas. It's how we learn. I wish I had the time and e...

still curious as to whether you use(d) lots/little/any tax loss harvesting in your portfolio execution. All the time. my impression is a portfolio of higher div. paying stocks, with a goal of living off the dividends, will be exposed to taxes at all times. outside of applying realized capital losse...

It is true that I no longer respond to Norbert Schlenker's posts. John Walter Russell Most children discover early that putting fingers in their ears and chanting nanananana doesn't actually change the world. Not our John Walter. The question is there for all to see, John Walter. It doesn't go away...

nfs, he can wait you out. I am sure that he can. I'm going to be charitable, as it's the weekend, he probably has things to do, etc. But if he starts posting again without addressing the question I posed, that's a conclusive demontration of lameness. Of course, he can slink off to his own site, whe...

I didn't realize there was an impression you were being ignored. It's not you, ES. It's JWR. If he can write 22 paragraphs containing countless numbers and many conclusions about what is "doable" given certain conditions, then it seems to me that he should also be able to answer a simple ...

Historically, real earnings (i.e., after adjusting for inflation) have consistently grown 1.5% to 2.0% per year when taken over a decade. [Year-to-year earnings are vary wildly. But the cumulative earnings over a decade are remarkably consistent.] To get an investment return of 4.165% (real, annual...

I-Bonds are different in the UK. Nothing is taxable. There is no tax deferred. Are they actually called I bonds in the UK? (Indexed bonds in the UK aren't TIPS - they're index-linked gilts - so I realize you could be using the terms in a generic sense given the nationality of much of the audience h...

ElSupremo wrote:That's all I can say about it.

ES, I can see that you've washed your hands of it. It's fine.

I've sent you an email. Keep in touch.

ElSupremo wrote:Privacy issues.

Can you elaborate? If it's just PM's in the database, scrub the table.

I'm not sure this is worthwhile, given the short remaining life of this board and your time zone, but here goes anyway. Here you're talking both of yield-to-maturity and the price bought vs par value. Clearly one would purchase at a price where you were getting your money back - inflation-adjusted -...

I would prefer to remove X, Y, Z posts because ... Translation: I am unable to respond to criticism of my methodological errors so I will try to garner sympathy by pretending that the criticism is of me instead. I would prefer the long and short of it. Wherein the setup and run - including those 'l...

With 1.7% TIPS, out of the 3.47% w/r, 2.5% comes from capital and only 0.97% from income pre-tax. A further reduction in the real yield from 1.7% down would not drastically affect the return because the majority of it is return-of-capital driven. Think more broadly. You've convinced yourself that i...

If one draws down principal over 30 years, that is 3.33% each year of principal (100/30). The remainder is the partial interest as you get the full sum in the first year and declining amounts of interest as the capital declines. This compares very favorably to a 75/25 S&P 500/Bond Index mix whi...

It looks to me like it has gotten my post deleted. So much for hocus' fair play as moderator. Where's my last post from yesterday, hocus? What was so terrible in that post, wherein I admitted to earlier impoliteness and rewrote what I had written earlier to John without the incendiary language? Was ...

peterv wrote:Norbert, you mentioned your web site. Care to give us the URL?

See the www button under my posts?