Search found 79 matches
- Fri Jun 17, 2005 5:31 pm
- Forum: Town Center
- Topic: Rob Bennett's web site
- Replies: 18
- Views: 18454
Hi John! I read an early release too. I thought it was OK, but certainly no blockbuster. It was tough to get through for me as it was very wordy. There are some good points, but one thing I have a problem with is exactly how a middle class family making the median income is going to be able to save ...
- Fri May 06, 2005 11:02 am
- Forum: FIRE Board
- Topic: Bonds in a portfolio and TIPS ladders
- Replies: 21
- Views: 23077
Ah yes BB - you done good - whereas my RE has been only so-so or just ok.. Yep, right place at the right time, very unusual for me. :lol: And you've made up the difference with dividend stocks (and REIT), not a bad plan either imho. Problem with RE now, hard to find deals that will cash flow, excep...
- Fri May 06, 2005 4:36 am
- Forum: FIRE Board
- Topic: Bonds in a portfolio and TIPS ladders
- Replies: 21
- Views: 23077
In fairness to JWR, his example was a "TIPS Ladder Example". It wouldn't make much sense to have em debt or junk bonds, since they are not TIPS Makes sense, also consistent with his use of non-real estate exclusively us based stocks as his equity portion of his example portfolios . That is, no one ...
- Fri May 06, 2005 4:31 am
- Forum: FIRE Board
- Topic: Bonds in a portfolio and TIPS ladders
- Replies: 21
- Views: 23077
Hi Ataloss! so why would you hold tips and exclude em debt, junk bonds etc as in jwr's example In fairness to JWR, his example was a "TIPS Ladder Example". It wouldn't make much sense to have em debt or junk bonds, since they are not TIPS. :D(maybe they could be included in the other 60-80%???) Bea...
- Thu May 05, 2005 10:59 am
- Forum: FIRE Board
- Topic: Bonds in a portfolio and TIPS ladders
- Replies: 21
- Views: 23077
Hi Ataloss! so why would you hold tips and exclude em debt, junk bonds etc as in jwr's example In fairness to JWR, his example was a "TIPS Ladder Example". It wouldn't make much sense to have em debt or junk bonds, since they are not TIPS. :D(maybe they could be included in the other 60-80%???) Beac...
- Tue May 03, 2005 2:55 pm
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 87754
- Mon May 02, 2005 6:53 pm
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 87754
Hi John! As far as would anyone invest 80% in something that they think will drop 40 to 70% at some point in the next 10 years, I think the answer is a pretty easy no . In fact if you read the original post in this thread, JWR was discussing a 40% TIPS allocation as an alternative to Petey's 20% sce...
- Mon May 02, 2005 4:57 pm
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 87754
- Mon May 02, 2005 2:30 pm
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 87754
Hi John! In the original example, the TIPS Ladder lasted 10 years. Each year, 10% of the ladder would mature (ignoring details related to inflation and interest and reinvestment). This means that you could use up to 10% of your original TIPS allocation for other uses if necessary. (This matures at p...
- Fri Apr 29, 2005 1:44 pm
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 87754
Hi John! Thanks for the 50 year numbers and so quick too! I feel a little guilty about hangin' out on the beach, while you were doing all the work. 8)I guess I'll have to buy you a beer some time. :D I also liked the 40%/60% scenario. It makes me wonder about a 20% TIPS ladder, 60% equities and 20% ...
- Fri Apr 29, 2005 4:32 am
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 87754
- Sat Mar 26, 2005 1:11 pm
- Forum: SWR Research Group
- Topic: I Want To Be Your Board General!
- Replies: 10
- Views: 18372
- Fri Mar 25, 2005 6:48 am
- Forum: SWR Research Group
- Topic: Not Enough Censorship
- Replies: 6
- Views: 10720
Not Enough Censorship There is one area in which Hocus and I disagree. I favor censorship on discussion boards. Hocus is willing to tolerate almost anything. I prefer heavy censorship. In spite of what you have read, Hocus has removed only one or two posts from this board. He has relocated a few po...
- Wed Mar 23, 2005 4:07 pm
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 57935
- Wed Mar 23, 2005 2:54 pm
- Forum: SWR Research Group
- Topic: Dead Posts File
- Replies: 16
- Views: 16264
- Wed Mar 23, 2005 6:11 am
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 57935
Hi DUMB HOCUS! Once again you have proved how ridiculous you REALLY are. The only nonsense GIBBERISH ever posted to this board has been by YOU. The only word games ever played has been by YOU. The only definition changes have benn by YOU. That's why no reasonable person ever agrees with you...becaus...
- Tue Mar 22, 2005 2:00 pm
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 57935
Are you saying that the 4% rate was NOT always safe when back tested in the PAST. The 4 percent number was not always safe in earlier periods, BeachBumz. It always SURVIVED in earlier periods. That's something different. How can you say this is something different, Hocus? If the 4% ALWAYS survived ...
- Tue Mar 22, 2005 1:31 pm
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 57935
I see it as my job as moderator here to figure out how to drop the Dumb Ben in the river so that the Smart Ben gets to come out and play with us more. I assume this is your opinion of Ben, so I also assume that it would be OK on this board to refer to the "DUMB HOCUS" when I (we) believe this to be...
- Tue Mar 22, 2005 1:14 pm
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 57935
My two cents. Of course Ben and Intercst and Raddr are shooting straight. The central difficulty arises from the appearance that circa 2000 the historical trend channel was broken to the upside(in the U.S.). Add in the current low interest rate and things get chewy. The insights provided by SWR rea...
- Tue Mar 22, 2005 1:09 pm
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 57935
The 4 percent number was not always safe in earlier periods, BeachBumz. It always SURVIVED in earlier periods. That's something different. I think this is a key point in some misunderstandings of your posts hocus. I read safe/survived as the same thing - you do not. We don't have to agree. Cheers! ...