Search found 84 matches

by WiseNLucky
Mon Apr 12, 2004 12:32 pm
Forum: Town Center
Topic: hocus back at TMF - LOL!
Replies: 8
Views: 6164

he is their problem now


Well, if he can become their problem again, I guess that means he could become our problem again as well. :(
by WiseNLucky
Mon Mar 22, 2004 3:50 am
Forum: FIRE Board
Topic: Bernstein article
Replies: 5
Views: 4867

Great article. I didn't see the accompanying chart, though.
by WiseNLucky
Sun Nov 30, 2003 5:06 am
Forum: FIRE Board
Topic: FI or RE
Replies: 12
Views: 7784

Good thread! I chose FI because I am one of those fortunate people who really likes his job. I would like to be FI so that I could choose to stop working any time I wanted to, or to get away from the health/economic lottery that might force me to stop working, but right now I have no urge to stop wo...
by WiseNLucky
Wed Nov 26, 2003 4:26 am
Forum: Town Center
Topic: So there was this post on another board...
Replies: 24
Views: 17232

Datasnooper: Similarly I credit hocus for casting well deserved doubt on intercest's work. Invaluable and worth being repeated ad libitum. What you are not understanding here is that the concepts hocus espoused were mostly agreed with here. It wasn't his concepts or ideas that were a problem, it was...
by WiseNLucky
Tue Nov 25, 2003 5:01 am
Forum: Town Center
Topic: What happened?
Replies: 22
Views: 14829

Sorry, I just read your request a little closer. Here is one thread about the issues leading up to the move: m Also there were a number about trolls. Just do a search on troll if you are interested. The truly incendiary posts on both sides have been deleted by ES, including, if I remember correctly,...
by WiseNLucky
Tue Nov 25, 2003 4:51 am
Forum: Town Center
Topic: What happened?
Replies: 22
Views: 14829

Welcome back, Datasnooper!

There was no general announcement. Here is a thread about him not posting here any more:

http://nofeeboards.com/boards/viewtopic.php?t=1688

And here about him posting at TMF:

http://nofeeboards.com/boards/viewtopic.php?t=1680

Again, glad to see you back.
by WiseNLucky
Wed Nov 12, 2003 10:18 am
Forum: FIRE Board
Topic: Hocus not allowed to post here?
Replies: 16
Views: 8723

Can someone point me to a thread where something happened? I'm unclear why this didn't happen weeks ago and why it suddenly happened now when the boards had seen little hocus activity. I'm beginning to think it DID happen some time back. That's why it's been so quiet lately. There was no general an...
by WiseNLucky
Wed Nov 05, 2003 3:58 am
Forum: Town Center
Topic: so maybe we should feel sorry for trolls?
Replies: 15
Views: 9526

KenM is light years ahead of many. IMHO, he is light years ahead of most.
jwr1945 and ataloss


Now THAT's a signature :!::D
by WiseNLucky
Sat Nov 01, 2003 5:54 am
Forum: Town Center
Topic: so maybe we should feel sorry for trolls?
Replies: 15
Views: 9526

Ataloss and wanderer, I love you guys to death, but threads like this one don't benefit the community. Your current signatures don't help either. Can't you please just let this thing go, and see if other posters won't do the same? ES, feel free to delete this post if you think it's inappropriate or ...
by WiseNLucky
Wed Oct 29, 2003 4:04 pm
Forum: FIRE Board
Topic: Terhorst and coin flipping
Replies: 12
Views: 8537

As our portfolios grow, doesn't it make it harder to keep contributing money as the contributions become a small percentage of the total? I thought this would be a problem but found that I didn't even suffer emotionally (too much) when my market losses outstripped my contributions. If I can get thr...
by WiseNLucky
Wed Oct 29, 2003 12:53 pm
Forum: Town Center
Topic: The disscusion is off. The party is over.
Replies: 7
Views: 6016

:D

Thank you as well, ES.
by WiseNLucky
Thu Oct 23, 2003 2:56 am
Forum: FIRE Board
Topic: Retirees need $1 million for health care alone
Replies: 16
Views: 8821

Retirees need $1 million for health care alone

Greetings everyone: Get ready to grip your chest for this one: Many Americans at or near retirement age would require more than $1 million to prefund medical costs over their remaining life, according to new research from the Employee Benefit Research Institute (EBRI). The highest costs face the ma...
by WiseNLucky
Wed Oct 15, 2003 4:37 am
Forum: FIRE Board
Topic: Article: The failure of mutual funds
Replies: 4
Views: 3150

First, the bill would require that a fund's expense ratio include portfolio transaction costs. Including commissions in expense ratios will drive down portfolio turnover, because many funds will otherwise appear too expensive to survive. And it will put the spotlight on soft dollars. Second, the bi...
by WiseNLucky
Fri Oct 10, 2003 9:10 pm
Forum: FIRE Board
Topic: Nobel prize for fat tail theory
Replies: 9
Views: 4627

Nobel prize for fat tail . . .


There's hope for me yet!
by WiseNLucky
Fri Oct 10, 2003 9:04 pm
Forum: FIRE Board
Topic: 10 Commandments of Financial Happiness
Replies: 12
Views: 4851

W has some big time leverage $500K sounds like a lot, but 80% mortgages on only four $160K rental properties would do it. He might have even refinanced in the recent favorable mortgage climate and pulled out some of his equity at really low interest rates if he had a better place for the money. One...
by WiseNLucky
Thu Oct 09, 2003 9:29 am
Forum: FIRE Board
Topic: More on Debt in Retirement
Replies: 8
Views: 4020

in 1990 and 1980, 35 percent of homeowners held no mortgage, in 1970, 39 percent, and in 1960, 42 percent owned their houses free and clear. Demographics could play a major role with this statistic. With the baby boom retiring over the next 15 or 20 years, it would be interesting to see if that per...
by WiseNLucky
Thu Oct 09, 2003 3:34 am
Forum: FIRE Board
Topic: Addressing the hocus confusion
Replies: 5
Views: 3065

I preferred BenSolar's wording to either A or B. Edited to add the BenSolar wording I was talking about (from the FAQ thread): Something like: << People seem to have different preferences on how to estimate or calculate a SWR. This has generated heated discussions at times. The SWR Research Group bo...
by WiseNLucky
Thu Oct 09, 2003 3:11 am
Forum: FIRE Board
Topic: 10 Commandments of Financial Happiness
Replies: 12
Views: 4851

Your happiness doesn't hinge on how much you make. Your happiness hinges on how you handle it. Good luck! I liked the conclusion. The thought that keeping track of your money and following common rules of money management provides you the happiness of a 50% raise is remarkable. As someone who is so...
by WiseNLucky
Thu Oct 09, 2003 2:59 am
Forum: FIRE Board
Topic: My Worst Job
Replies: 6
Views: 3237

And, no, you wouldn't have wanted to.


Thanks for the wonderful mind-picture. :shock:
by WiseNLucky
Mon Oct 06, 2003 10:29 am
Forum: FIRE Board
Topic: 401K Plans
Replies: 7
Views: 4010

Tryan: This article points out a problem that I've tried to address with my friends and family. Essentially, employers are swapping one big leg (pension plans) for another [potentially] small leg (401K). But workers themselves aren't really catching on. As a result, they are not saving the tremendo...