... a quarter of the remainder has disappeared because TIPS yields had to rise to compete with ever better looking stocks.
That's an interesting point.
I bonds generally yield less than TIPS, because of their tax advantage for taxable accounts. TIPS most often offer a better yield for IRA type accounts.Can I-Bonds be bought for a ira/sep and if you can how do you do it?
Suggestions? I know you like high divvy stocks. Anything else?Alternative choices include careful selection of stocks and other investments that differ significantly from the S&P500 as a whole.
About the same as for portfolios that include 50% S&P.We can draw out 2.5% for 40 years.
All bonds don't seem to work too well for youngsters.We can draw out 2.0% for 50 years.
Indeed, you play the hand you're dealt.2.4 - 2.9% and soldier on.
Yes, the majority cannot outperform themselves.For most of us.
Observe that the Safe and Calculated Rates are higher with 50% stocks than with 80% stocks at today's valuations.