Search found 231 matches
- Mon May 09, 2005 11:35 am
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 752717
- Mon May 09, 2005 11:21 am
- Forum: FIRE Board
- Topic: Bonds in a portfolio and TIPS ladders
- Replies: 21
- Views: 79634
- Fri May 06, 2005 11:15 pm
- Forum: FIRE Board
- Topic: Bonds in a portfolio and TIPS ladders
- Replies: 21
- Views: 79634
I think the use of bond ladder in bad market years could be useful. But what one has a bad equity market year? When equity portfolio is flat? When it does not keep up with inflation? When down 20%? Due to the above I personally prefer the re-balancing method (which petey also mention) from a well di...
- Wed May 04, 2005 12:32 am
- Forum: FIRE Board
- Topic: A TIPS Ladder Example
- Replies: 103
- Views: 752717
I am also not certain that waiting for a decade will ensure that the dividends get to 5-6%? What do I do if no real change in valuations or divs? Wait out another 10 years burning through TIPs? Like petey and Bill Gross I also believe the official nos are of with about 1%. How does that affect my re...
- Sat Mar 26, 2005 10:47 am
- Forum: SWR Research Group
- Topic: TIPS drawdown at staggered coupon rates
- Replies: 28
- Views: 76356
Ok got it! So you would in normal years use the 2% dividend and then get the remaining 2% from tips even if it means spending it down. In bad equity years all the money would come from the tips. Basically you would use the tips as your cash buffer (others are talking about 5-6 years spending of cash...
- Sat Mar 26, 2005 9:52 am
- Forum: SWR Research Group
- Topic: TIPS drawdown at staggered coupon rates
- Replies: 28
- Views: 76356
Hi Petey, :D With only 20% in the TIPs how is anyone gonna live of 4% of that only? Lets say total nest egg is $1M. That is 200k in TIPs - creating 8k/year for 30 years . Petey; are we talking a $3M portfolio? laddered 1/10th coming due a year, providing sufficient (mostly) tax-free income/return of...
- Sat Mar 26, 2005 8:20 am
- Forum: SWR Research Group
- Topic: I Want To Be Your Board General!
- Replies: 10
- Views: 55370
- Fri Mar 25, 2005 10:37 am
- Forum: SWR Research Group
- Topic: Is this board gong away ?
- Replies: 2
- Views: 15650
- Fri Mar 25, 2005 6:44 am
- Forum: SWR Research Group
- Topic: TIPS drawdown at staggered coupon rates
- Replies: 28
- Views: 76356
That is true Petey - I just want to keep my portfolio re-balancing as unemotional and mechanical as possible after it is set up which means to rebalance from loser to winner no matter what. My experience and history tells me it is smarter way to do it. I cound be wrong! :D Anyway; I am talking TIPs ...
- Thu Mar 24, 2005 1:14 pm
- Forum: SWR Research Group
- Topic: Hocus actually won the TMF REHP poll
- Replies: 1
- Views: 12985
Hocus actually won the TMF REHP poll
http://boards.fool.com/Message.asp?mid= ... sort=whole
For those with no access the vote whas for who should be the new moderator/board leader. Even Intercst voted for Hocus.
Cheers!
For those with no access the vote whas for who should be the new moderator/board leader. Even Intercst voted for Hocus.
Cheers!
- Thu Mar 24, 2005 1:08 pm
- Forum: SWR Research Group
- Topic: TIPS drawdown at staggered coupon rates
- Replies: 28
- Views: 76356
I guess most agree that TIPs can be a good part in a well diversified portfolio. If one decides to run it as 2 portfolios (1 TIPs/1 others) and first spending down the TIPs portfolio while letting the other part stay untouched, I guess that does not not change the overall risk/return much. And I am ...
- Tue Mar 22, 2005 1:38 pm
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 165642
My two cents. Of course Ben and Intercst and Raddr are shooting straight. The central difficulty arises from the appearance that circa 2000 the historical trend channel was broken to the upside(in the U.S.). Add in the current low interest rate and things get chewy. The insights provided by SWR rea...
- Tue Mar 22, 2005 11:18 am
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 165642
- Tue Mar 22, 2005 11:13 am
- Forum: FIRE Board
- Topic: FIREcalc
- Replies: 13
- Views: 29363
Yes one of my issues with current calculators is that they do not give us the chance to see how things would have worked out with a more modern portfolio structure - be it reits, commodities, PM, foreign equity, foreign bonds Etc. There is of course a good reason for that; we do not have nearly as m...
- Tue Mar 22, 2005 7:05 am
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 165642
- Tue Mar 22, 2005 6:57 am
- Forum: FIRE Board
- Topic: FIREcalc
- Replies: 13
- Views: 29363
- Tue Mar 22, 2005 6:50 am
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 165642
- Tue Mar 22, 2005 6:36 am
- Forum: SWR Research Group
- Topic: Getting a newbie up to speed quickly
- Replies: 75
- Views: 165642
BB; I believe both Intercst and Dory have updated nos up to and including 2003 or 2004. So you can get an exiting historical insight to the first years of the new millinium too. But historically none of the portfolio went bust at 4%. Now for the future... who knows? Anyway only fools would not diver...
- Tue Mar 22, 2005 5:23 am
- Forum: FIRE Board
- Topic: FIREcalc
- Replies: 13
- Views: 29363
- Mon Mar 21, 2005 1:38 pm
- Forum: FIRE Board
- Topic: FIREcalc
- Replies: 13
- Views: 29363
Fully agree. And let's not forget that the calculator is basing reply on the historical WORST case scenario :shock:. of a poorly diversified portfolio :shock:, US based only :shock:while blindly pulling a set % plus inflation increases nomatter WHAT the market does :shock:. Each :shock:points out wh...