Search found 242 matches

by BenSolar
Wed Mar 23, 2005 5:48 am
Forum: FIRE Board
Topic: FIREcalc
Replies: 13
Views: 8536

Hi Petey, nice post. Just as an aside, TIPS over 30 years using 10-year TIPS and reinvesting get an estimated 4% real with little taxes and cuts out volatility due to holding to redemption. This line puzzles me though. 10 year TIPS don't offer any where near 4% real return. I guess you are talking a...
by BenSolar
Wed Dec 01, 2004 7:41 am
Forum: SWR Research Group
Topic: Hocus/others: an update on your FIRE status?
Replies: 13
Views: 5177

Another real screamer, I've been watching is FPL, Florida Power and Light - to see if the price dips below 70 and the yield passes 4%. With a beta of under 0.3 vs S&P -it's a real swinger, heh,heh. It's one of those I've been waiting on and off for ten years for it to get 'cheap'. FPL is a back...
by BenSolar
Wed Jul 21, 2004 8:04 am
Forum: FIRE Board
Topic: Getting of the hamster wheel
Replies: 16
Views: 8204

Also; leaving at my peak earnings time means that 1 year working NOW could be MANY years later if need to catch up after a horrible stock market having devastated my portfolio. ... I see some having a count down almost to the DAY (and with years to go) so how did/do you handle this fear of the unkn...
by BenSolar
Fri Jul 09, 2004 5:49 am
Forum: FIRE Board
Topic: squared one- from the beating a dead horse department
Replies: 62
Views: 29534

My preference is that discussions of the SWR matter be held at the board that was created for the purpose of facilitating such discussions. But ... ... if people won't particpate there, then I'm happy to bring it into their threads on other boards. This stuff is too important to not be discussed wh...
by BenSolar
Tue Jun 29, 2004 6:01 pm
Forum: Town Center
Topic: Congratulations
Replies: 63
Views: 31118

POST OF THE YEAR!!!!!

I have an intense desire to advance the world's knowledge of the realities of SRSs. That desire doesn't do anyone any good unless I have tools available to me to put it to practical, constructive purposes. You have provided me such a tool, and I am grateful. OMG! :lol::lol: That was the single most...
by BenSolar
Tue Jun 29, 2004 5:46 am
Forum: FIRE Board
Topic: FIRE - how did YOU start?
Replies: 6
Views: 4692

Hola, again, Jonny. Great post. I made some comments and asked some questions in another thread, so I won't repeat those here. One thing though: you are using a 457 plan as your supplemental savings. The one I have available has some pretty harsh expenses tacked onto already expensive funds, so I'm ...
by BenSolar
Wed Jun 16, 2004 9:38 am
Forum: Town Center
Topic: I can't take this anymore
Replies: 5
Views: 4533

Re: I can't take this anymore

Frankly, this board has become a mess since then and is only getting worse. As much as it pains me I am going to greatly limit my participation here in the future. I sincerely hope for ES that things work themselves out and that the NFB flourishes. You'll be missed, raddr. I've actually found sever...
by BenSolar
Mon Jun 14, 2004 4:56 pm
Forum: Town Center
Topic: Censorship
Replies: 55
Views: 25824

And I remember you trying to explain to EFOL (English as the First Language) folks who were confused by those 'the future is/is not differnet from the past posts'. That episode helped make me realize the error of my ways.
by BenSolar
Mon Jun 14, 2004 12:59 pm
Forum: Town Center
Topic: Censorship
Replies: 55
Views: 25824

That debate was started by you (at least in my experience): there's your credit. Sorry, bensolar, but if you'll recall, after hocus linked to the standalone post 8 of a thread, yours truly went to the whole thread where I noted that the top post contained a reference from Bill Bernstein on the impo...
by BenSolar
Mon Jun 14, 2004 10:21 am
Forum: Town Center
Topic: Censorship
Replies: 55
Views: 25824

th wrote: Also, just to be clear, i'm not a peacemaker. I'm an asshole. :wink:


LOL :lol::lol:

Nice series of posts you've put up since rejoining NFB, th.
by BenSolar
Mon Jun 14, 2004 9:12 am
Forum: Town Center
Topic: Censorship
Replies: 55
Views: 25824

It is an established fact that you have taken advantage of the insight that I put forward in my post of May 13, 2002. I am of course going to make note of that fact in making the case to the community of the value of the insight. You are free to deny having said what you said in earlier posts. I am...
by BenSolar
Mon Jun 14, 2004 7:11 am
Forum: Town Center
Topic: Censorship
Replies: 55
Views: 25824

hocus2004 wrote: "bensolar responded (at tmf) that if hocus would tell us what the tool is he could confirm or deny that he was using it. "

http://www.nofeeboards.com/boards/viewtopic.php?t=2607


I deny.

Please don't throw me in the briar patch, Mr. Bennett. :wink:
by BenSolar
Fri Jun 04, 2004 5:11 am
Forum: FIRE Board
Topic: Oil threat to Fire?
Replies: 17
Views: 9595

I missed version two of tzero first time around. The only problem now is the light weight of the vehicle(1970 lbs). I would hate to be in one when hit by full sized pick up. <g>I personally would be more interested in the plug-in hybrid pickup talked about in the forbes article. However, I doubt th...
by BenSolar
Wed Jun 02, 2004 7:01 am
Forum: FIRE Board
Topic: Oil threat to Fire?
Replies: 17
Views: 9595

http://www.acpropulsion.com/tzero_pages/tzero_FAQs.htm The driving range will vary by about a factor of two, depending on how you drive. With very careful driving, up to 100 miles is possible. Making frequent use of the performance capability of the car can drop the range to 50 miles. The range at ...
by BenSolar
Tue Jun 01, 2004 11:15 am
Forum: FIRE Board
Topic: Oil threat to Fire?
Replies: 17
Views: 9595

That leaves hydrogen fuel vehicles & fuel cell powered vehicles. They have years & billions of dollars needed to be invested before a viable vehicle can be developed. Don't forget battery electric vehicles ... people have written them off, but batteries have continued to improve. The T-Zero...
by BenSolar
Fri May 21, 2004 10:40 am
Forum: SWR Research Group
Topic: SCV Switching
Replies: 10
Views: 5027

These are interesting results. These results indicate that P/E10, which is based on the S&P500 and which is dominated by large capitalization stocks, still helps in the Small Cap Value segment. Evidently, the effects P/E10 are not limited to a single sector. Some of the effect will just be corr...
by BenSolar
Fri May 21, 2004 8:30 am
Forum: SWR Research Group
Topic: SCV Switching
Replies: 10
Views: 5027

Re: SCV Switching

SCV seems to respond well to switching based upon S&P P/E 10. Setting the P/E parameters at 0% equity for less than P/E 14, 40% up to P/E 22, and 0% thereafter yields large gains in terminal values plus improved portfolio survival at a 4.1% withdrawal rate. The resultant gains in terminal portf...
by BenSolar
Wed May 19, 2004 4:41 am
Forum: FIRE Board
Topic: Fix n'Flip Retirement Scheme
Replies: 14
Views: 7989

Do you think you will make it as far as Cincy? Hi ES, I was up in your neck of the woods last weekend for a wedding in Canton, OH. First time I did more than drive through the state. We also ran up to Cleveland for some lunch and sightseeing. Fun trip. Ohio has some very pretty parts. I loved some ...
by BenSolar
Thu May 13, 2004 10:39 am
Forum: FIRE Board
Topic: Fix n'Flip Retirement Scheme
Replies: 14
Views: 7989

What's a little bit interesting is that the plan allows for a 0% withdrawl rate from the stock/bond portfolio for as long as the queue is fed. Yes, indeed. My amorphous plans for semi-FIRE will not include drawing down my stock or bond portfolio at all for decades to come. I will likely avoid touch...
by BenSolar
Thu May 13, 2004 4:56 am
Forum: FIRE Board
Topic: Fix n'Flip Retirement Scheme
Replies: 14
Views: 7989

I am toying with an alternative retirement scheme involving “fix n’ flip” real estate. I would appreciate any comment/criticism from the board. I like it! I'm hoping to do a bit of the same. At some point in the not-to-distant future, I would like to quit my square job and live a semi-FIRE lifestyl...